Financial Bliss
Quiz
1. How important to your happiness is
having money?
a.
Very
Important
b.
Somewhat
important
c.
Somewhat
unimportant
d.
Very
unimportant
2. What would having more money mean to
you?
a.
I
would feel more financially secure
b.
I
would feel more self-confident
c.
I
could do more things , like travel
d.
I
could buy more things, like clothes and furnishings
3. Which of the following best describes
your current financial situation
a.
I
have no debt, and no savings
b.
I
have no debt, and some savings
c.
I
have some debt and no savings
d.
I
have some debt, and some savings
e.
I
have a lot of debt, and some savings
f.
I
have a lot of debt and no savings
4. Which do you think best describes your
prospective spouse’s financial situation
a.
More
savings or investments than debt
b.
More
debt than savings or investments
c.
Savings
or investments are offset by an equal amount of debt
d.
No
savings, but no debt either
5.
How
much have you and your prospective spouse discussed your individual financial
situations?
a.
Discussed
a lot
b.
Discussed
somewhat
c.
Discussed
very little
d.
Never
discussed
e.
Neither
of us have any finances to discuss
6.
Do
you and your prospective spouse ever fight about money?
a.
Frequently
b.
Sometimes
c.
Hardly
Ever
d.
Never
7. Who do you think is better at managing
money, you or your prospective spouse?
a.
Me
b.
My
spouse
c.
We’re
about the same
d.
Don’t
know/not sure
8. How good are you at keeping your
checkbook?
a.
It’s
balanced monthly to the penny
b.
It’s
balanced ever so often
c.
I
don’t balance it – I rely on my back statement
d.
It’s
a mess
9. What do you think about setting up and
keeping a budget?
a.
Excellent
idea
b.
Good
idea
c.
Fair
idea
d.
Poor
idea
10. Who should manage the household budget?
a.
Me
b.
My
spouse
c.
We
should share in the management equally
d.
We
should each take card of our own budgets
11. How do you feel couples should set up
their accounts?
a.
They
should pool their resources into joint accounts
b.
They
should have some joint accounts and some separate accounts
c.
They
should keep their money in total separate accounts
d.
It
really depends on each couple’s preferences
12. How will you decide how much spending
money each of you should have?
a.
It
should be based on what’ left over from our budget
b.
It
should be based on how much we each earn
c.
It
should be based on our prospective needs
d.
Don’t
know/not sure
13.
What
do you think, as a couple, you will be spending your money on in the immediate
future?
a.
Furniture
b.
Electronics
c.
Vacation
d.
Clothes
e.
Other
___________________________
14. How much of a couples’ take home pay do
you think should be put into a savings vehicle?
a.
More
than 20%
b.
15-20%
c.
10-15%
d.
5-10%
e.
2-5%
15. What is the most important thing to save
for in the long term (10+
years)?
a.
A
car
b.
A
house
c.
College
education for children
d.
Retirement
e.
Other
_________________________
16. How important is starting to save for
retirement?
a.
Very
important – even at the expense of present comforts
b.
Somewhat
important – but present comforts are a priority
c.
Not
very important – there’s plenty of time to save for it later
d.
Not
important – its too early
17. How would you feel about accepting
financial assistance from your parents?
a.
Very
comfortable
b.
Somewhat
comfortable
c.
Somewhat
uncomfortable
d.
Very
uncomfortable
18. How would you feel about accepting
financial assistance from your spouse’s parents?
a.
Very
comfortable
b.
Somewhat
comfortable
c.
Somewhat
uncomfortable
d.
Very
uncomfortable
19. How would you feel if your spouse made
more money than your?
a.
It
would not bother me
b.
It
would bother me a little
c.
It
would bother me a lot
d.
Don’t
know/not sure
20. What do you think about a pre-nuptial
agreement
a.
Excellent
idea
b.
Good
idea
c.
Fair
idea
d.
Poor
idea
21.
You
just won $1,000 in a lottery, what would you do?
a.
Put
it al into a savings account
b.
Save
most and spend some
c.
Save
some and spend most
d.
Spend
it all – after all, it’s found money
22.
Should
your spouse get your approval prior to making an extravagate purchase, such as
a $500 dress or golf clubs?
a.
Yes
b.
No
c.
Don’t
know/not sure
23.
What
would you do if your spouse did not approve of you having made an extravagant
purchase?
a.
I
would offer to return it immediately
b.
I
would return if if I count’ change my spouses mind
c.
I
would try to change my spouse’s mind, but keep it regardless
d.
I
would never return it
24.
How
often do you use credit cards:
a.
For
everything – they’re more convenient that cash
b.
To
make unplanned purchase when I don’t have money with me
c.
To
buy things I want but really cant’ afford
d.
To
buy things only when I know the charged be paid off soon
25.
How
do you feel about exchanging the answers to this with your spouse?
a.
Very
comfortable
b.
Somewhat
comfortable
c.
Somewhat
uncomfortable
d.
Very
uncomfortable